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As of October 2026

Perly Pay vs Coinbase Commerce

Coinbase Commerce closed for merchants outside the US and Singapore on 31 March 2026. If you were one of them: how Perly Pay compares, and how to move.

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As of October 2026

What happened

Coinbase shut Commerce for merchants outside the United States and Singapore on 31 March 2026, with no extensions, and pointed them to Coinbase Business — a custodial platform, as MoonPay's guide describes it.

Merchants in the US and Singapore may have different timelines. Check Coinbase's own notices.

Side by side

—Coinbase CommercePerly Pay
Who can use itMerchants in the US and Singapore only, since 31 March 2026Most countries; the few we refuse are on our sanctions page
Where the money goesCoinbase Business, the suggested successor: a custodial accountStraight to your own wallet, every payment

Perly Pay, in short

  • 0% of volume. A flat plan: Free up to 21 paid sales a month, then $16, $32, $64, $128 or $512 a month.
  • Non-custodial. You connect public keys only (an xpub or zpub from a Ledger or Trezor). Each invoice gets its own address, and the money lands in your wallet. We never hold it.
  • Screened. Every sender is checked against OFAC's sanctions list, with TRM Labs as a second opinion and ScamSniffer on the dollar networks. A hit sends the payment to review — how it works.
  • Free to test. Test mode on test networks costs nothing, with no limit.

What buyers can pay with

  • BTC
  • USDC
  • USDT0
  • USDT

What a month costs

Sales of $100 each. Perly Pay's plan follows the number of sales, not their size.

Sales a monthA gateway taking 1%Perly PayYou keep a year
$5,00050 × $100$50$16Starter$408
$20,000200 × $100$200$16Starter$2,208
$100,0001,000 × $100$1,000$32Pro$11,616

Coinbase Commerce is closed to most merchants, so the table measures against a gateway taking 1% of volume.

Switch in 10 minutes

Nothing to migrate but your catalog. Keep your old checkout until the first live payment lands.

  1. 01

    Export your charges

    In Coinbase Commerce, download your charges (Payments) as CSV.

  2. 02

    Import them

    In Pay: Products → Import, choose the file, Check, Import. Pay says when it knows the file.

  3. 03

    Connect your wallets

    Wallets: your public bitcoin key and your stablecoin key or addresses. Never a seed or a private key.

  4. 04

    Swap buttons and links

    Replace Commerce buttons and hosted links with Pay's payment links, and point your webhook at Pay.

  5. 05

    Test, then go live

    Pay once in test mode, then switch to Live.

More in the docs.

Sources

Facts about other companies come from the pages below, read in October 2026. They may have changed since — tell us through Contact and we will fix it.

Other comparisons

Every sale, straight to your wallet.

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